FAQ’s

Why should I use a broker?
A broker doesn’t work for one insurance company, but has access to multiple providers to provide you with a variety of products at competitive rates. Whether you are looking for individual or business insurance, you can find a policy that fits your budget by working with an insurance broker.

How do I know how much coverage I need?
Regardless of whether you’re a business or individual, your insurance needs are unique to you. Premier Plus Coverage works with you to answer the question of how much insurance you need and then provides you with the options that fit those needs.

Are discounts available?
For individuals, Premier Plus Coverage works to find providers who offer discounts for which you qualify. We may be able to save you money by putting multiple policies together with one provider.

For businesses, we may be able to find discounts for you based on your company size and other criteria.

How do I file a claim?
You will submit any claims to the claims department directly.

What types of insurance policies do you offer?
We work with individuals to find homeowner’s or renters insurance, car insurance and umbrella policies for extra coverage.

We work with businesses to help them find coverage for general and professional liability, worker’s compensation, disability, commercial auto insurance, and business owner’s insurance.